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SBA 504 Loan Interest Rates

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OCTOBER 2020

25-Year Fixed Rate Standard: 2.582%
1st Five Yrs: 2.475%; Note Rate: 1.188%

25-Year Fixed Rate Refinance: 2.623%
1st Five Yrs: 2.513%; Note Rate: 1.188%

 20-Year Fixed Rate Standard: 2.553%
1st Five Yrs: 2.426%; Note Rate: 1.101%

20-Year Fixed Rate Refinance: 2.596%
1st Five Yrs: 2.465%; Note Rate: 1.101%

10-Year Fixed Rate Standard: 2.468%
1st Five Yrs: 2.276%; Note Rate: 0.728%

10-Year Fixed Rate Refinance: 2.520%
1st Five Yrs: 2.322%; Note Rate: 0.728%

Full-term rates shown; includes all servicing fees

Looking for some help? Call 800.504.LOAN or Email Us

Get Started On Your SBA 504 Loan

Get Started On Your SBA 504 Loan - 504 Lending Partners

The SBA 504 Loan Program is a partnership program between Florida First Capital, which is a nonprofit SBA Certified Development Company, and a commercial lending partner. Following are lenders that have worked with us to provide up to 90% financing for eligible fixed asset purchases. If a particular lender isn’t listed here doesn’t mean we can’t work with them to provide SBA 504 financing. Please contact us for more details.

Company Directory

121 Financial Credit Union
1st National Bank of South Florida
1st United Bank
Access Florida Finance Corporation
Achieva Credit Union
Advant Mortgage
Advantage Bank
Aileron Capital Management
Alarion Bank
Alliance Capital Corporation
Allied Commercial Capital
American Enterprise Bank of Florida
Ameris Bank
Apalachicola State Bank
Atlantic Coast Bank
BB&T
BBU Bank
BBVA Compass
BPD Bank
Banco Popular
Bancorp South
Bank Trust
Bank United
Bank of Albuquerque
Bank of America
Bank of Florida
Bank of St. Augustine
Bank of Tampa
Bank of the West
BankAtlantic
BankFirst
Bay Cities Bank
Beach Community Bank
Bisbee Baldwin Bank
Biz Capital
Branch Banking and Trust Company
Busey Bank
Business Capital Group
C&S National Bank of Florida
CBC National Bank
CNL Bank
Cadence Bank
Campus USA Credit Union
Cape Coral National Bank
Capital City Bank
Centennial Bank
Center Bank of Florida
Century Bank
Chase
Citibank
Citizens Bank
Citizens Bank & Trust
Citizens Bank of Wakulla
Citizens Business Bank
Citizens State Bank
Citizens and Peoples Bank
Citrus & Chemical Bank
Citrus Bank
City First Mortgage
City National Bank
Coastal Bank and Trust
Coastal Banking Company
Comerica Bank
Commerce Bank
Community Bank
Community Bank & Trust of Florida
Community First Credit Union of Florida
Community Reinvestment Fund
Community South Credit Union
Community Southern Bank
Compass Bank
Corban Financial Group
Dade County Federal Credit Union
Destin First Bank
Drummond Community Bank
Eastern National Bank
Enterprise National Bank of Palm Beach
Envision Credit Union

EuroBank
EverBank
Executive National Bank
FNBT
Fairwinds Credit Union
Farmers & Merchants Bank
Fidelity Bank
Fifth Third Bank
First Alabama Bank
First America Bank
First American Bank
First Atlantic Bank
First Bank Florida
First Coast Community Bank
First Commercial Bank of Florida
First Community Bank of Southwest Florida
First Farmer’s Banc
First Federal Bank of Florida
First Federal Savings Bank of Florida
First Florida Bank
First Guaranty Bank & Trust Company
First Gulf Bank
First National Bank
First National Bank & Trust
First National Bank of the Gulf Coast
First Republic Bank
First State Bank
First Union National Bank of Florida
Flagler Bank
Florida Bank
Florida Bank of Commerce
Florida Capital Bank
Florida Choice Bank
Florida Citizens Bank
FloridaCommerce Credit Union
Florida Community Bank
Florida Credit Union
Florida Export Finance Corporation
Florida First Bank
Florida Shores Bank
Florida Telco Credit Union
Floridian Bank
Floridian Community Bank
Gainesville Stimulus Fund
Gateway Bank
Geneva Capital
Gibraltar Bank
Goleta National Bank
Grand Bank & Trust
Great Florida Bank
Gulf Coast Community Bank
Gulf State Community Bank
Gulf States Credit Union
Gulfstream Business Bank
HSBC Bank
Hancock Bank
Harris Bank
Heartland Bank
Heritage Bank of North Florida
Heritage Bank of the South
High Trust Bank
Highlands Independent Bank
HomeBanc
Home Equity Mortgage Corp.
Horizon Bank
Huntington Bank
Indian River National Bank
Insight Credit Union
Interamerican Bank
Intercredit Bank
International Bank of Miami
International Finance Bank
Intracoastal Bank
Key Bank National Association
Legacy Bank
Liberty Bank

Liberty National Bank
Liberty Savings Bank
M&S Bank
Madison Bank
Mainstreet Community Bank
Marine Bank and Trust
Marine Bank of the Florida Keys
Mercantil Commercebank
Mercantile Capital Corporation
Merchants & Southern Bank
Millenium Bank
Mutual of Omaha Bank
NCNB National Bank of Florida
National Bank of Detroit
National City Bank
National Republic Bank of Chicago
Navy Federal Credit Union
Northern Trust Bank
Ocean Bank
Oculina Bank
Old Florida National Bank
PCB The Community Bank
PMC Commercial Trust
PNC Bank
Pen Air Federal Credit Union
Peoples First Community Bank
Peoples First Financial Savings and Loan
Peoples South Bank
Perkins State Bank
Pinnacle Bank
Premier American Bank
Premier Bank
Premier Community Bank
ProBank
Prosperity Bank
Provident Bank
Putnam State Bank
Quadrant Financial
Regent Bank
Regions Bank
Republic Federal Bank
SarasotaCoastal Credit Union
Seaside National Bank & Trust
Sierra West Bank
Southeast Bank
Southern Commerce Bank
Southern Heritage Bank
St. Albans Capital
Stearns Bank
Sterling Bank
Stonegate Bank
Summit Bank
SunTrust Bank
Superior Bank
Synovus Bank
TD Bank
Tallahassee State Bank
Terra Bank
The Bank of Las Vegas
The Citizens Bank of Perry
The Citizens and Southern National Bank
The Jacksonville Bank
The Vine Street Trust Company
Thomasville National Bank
TotalBank
Tri-County Bank
Tropical Financial Credit Union
USAmeriBank
Union Bank
United Southern Bank
Unity Bank
Vanguard Bank
Vine Street Trust
Vision Bank
VyStar Credit Union
Wells Fargo Bank
Whitney Bank

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